Larry Tolchinsky | February 7, 2012
It’s sad but true that all too often home owners already facing the stress and difficulties of becoming delinquent in their mortgage payments and facing the consequences of that delinquency – losing their home, their credit rating, dealing with bill collection efforts, etc. – then fall prey to the additional stress of being the victims [...]
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Tags: Florida Real Estate Foreclosures, Foreclosure defense attorney, Foreclosure Fraud, Foreclosure Help, Foreclosure Rescue, Mortgage Fraud, Mortgage Relief Companies
Larry Tolchinsky | January 19, 2012
Sometimes, the easiest way to understand something is to consider one example. In the case of appraisal error, a recent news story about a phony and fraudulent New York home appraisal really helps to make things clear. In many instances, appraisals are bad because of fraud – and because of negligence. Great Example of Appraisal [...]
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Tags: Appraisal Fraud, Appraisal Negligence, Appraiser Fraud, Short Sales
Larry Tolchinsky | January 17, 2012
The Federal Housing Finance Agency (FHFA) implemented the federal Servicing Alignment Initiative last year and, in 2012, this new federal incentive plan should boost the number of short sales here in Florida, which is great news for home owners wanting to avoid a foreclosure. What is the Servicing Alignment Initiative? The Servicing Alignment Initiative is [...]
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Tags: Broward Real Estate, Florida Law, Florida Real Estate, Florida Real Estate Foreclosures, House foreclosure, Loan Modification, Short Sale Counseling, Short Sales, Underwater Mortgage
Larry Tolchinsky | December 29, 2011
The Pew Research Center is one of the country’s most respected research firms, and here at year end, many are listening to what Pew is reporting regarding Americans’ take on the foreclosure crisis and people not paying their mortgages. What has Pew discovered? In answers to a Pew survey, thirty-six percent (36%) of Americans said [...]
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Tags: Bank of America Foreclosures, BofA Foreclosures, Broward Real Estate, Deficiency Judgments, Florida Condominium, Florida Real Estate, Florida Real Estate Foreclosures, Foreclosure Help, Loan Modification, Short Sale Counseling, Short Sales, strategic default, Underwater Mortgage
Larry Tolchinsky | December 27, 2011
Here we are at the end of a stressful financial year for South Florida, and it’s time for all those New Year’s Resolutions to be made for 2012. Finances are considered, plans are made…and for Florida homeowners with underwater mortgages or with defaulting home loans who are sitting in homes with the stress of a [...]
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Tags: Bank of America Foreclosures, BofA Foreclosures, Broward Real Estate, Deficiency Judgments, Florida Condo Law, Florida Homestead, Florida Law, Florida Real Estate Foreclosures, Foreclosure defense attorney, Mortgage foreclosure, Short Sales, Wrongful Foreclosure
Larry Tolchinsky | December 20, 2011
The Florida Fourth District Court of Appeals just issued an opinion that is a very big deal for Florida homeowners everywhere – but especially those who are facing foreclosure as well as those with underwater mortgages who are wondering what their future holds. In Robert McLean v. J.P. Morgan Chase, as Trustee, Florida’s homeowners won [...]
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Tags: Broward Real Estate, Florida Law, Florida Real Estate, Florida Real Estate Foreclosures, Foreclosure defense attorney, Foreclosure Lawsuit, House foreclosure, Mortgage foreclosure, Property foreclosure, South Florida Lawyers, Wrongful Foreclosure
Larry Tolchinsky | December 15, 2011
Florida home owners – especially those in trouble on their home loans and considering foreclosure, short sale, or what to do about their underwater mortgage – need to know the difference between some of the documents that they signed long ago when they bought their home. Note, Mortgage, Deed of Trust: what are they, what [...]
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Tags: Bank of America Foreclosures, BofA Foreclosures, Broward Real Estate, Definitions, Florida Condominium, Florida Real Estate, Florida Real Estate Foreclosures, foreclosure defenses, Foreclosure Fraud, Foreclosure Help, House foreclosure, Mortgage foreclosure, Property foreclosure, Underwater Mortgage, Wrongful Foreclosure
Larry Tolchinsky | December 1, 2011
Go down to any real estate records office anywhere in Florida, and get ready for a history lesson. Florida land ownership goes back to the days of Spanish land grants – and because land ownership has always been so important to people, there have always been careful records kept of who owns what tract of [...]
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Tags: Broward Real Estate, Florida Homestead, Florida Law, Florida Real Estate, Florida Real Estate Foreclosures, foreclosure defenses, Foreclosure Fraud, Foreclosure Settlement, House foreclosure, Property foreclosure, Underwater Mortgage, Wrongful Foreclosure
Larry Tolchinsky | November 29, 2011
Appraisal fraud is a big, big problem both in Florida and across the country. Now, it may be that this hole in the dam that is ForeclosureFraud may start to get fixed — there seems to be some movement towards fixing appraisal fraud and appraiser negligence. Appraisal Fraud Insurance Coverage Announced – For Lenders and [...]
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Tags: Appraisal Fraud, Appraiser Fraud, Bank of America Foreclosures, Florida Law, Florida Real Estate, Foreclosure defense attorney, Foreclosure Help, Mortgage Fraud, Short Sales, Wrongful Foreclosure
Larry Tolchinsky | November 22, 2011
As we all know, Florida has been hit hard by the U.S. Housing Crisis. There are lots of Florida homeowners fighting against losing their home to foreclosure – and many of them are considering a short sale of their home. Short sales can be great for both homeowners and lenders, if the banks are ready [...]
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Tags: Florida Law, Foreclosure defense attorney, Foreclosure Help, Foreclosure Lawsuit, House foreclosure, Mortgage foreclosure, Property foreclosure, Short Sale Counseling, Short Sale Fraud, Short Sales, Underwater Mortgage