Should Florida Property Owners Proceed Pro Se and Represent Themselves in Legal Claims or Quiet Title Actions? Probably Not. Here’s Why.

Larry Tolchinsky | April 12, 2012

Florida law does allow individuals to proceed with civil actions without an attorney – in legal jargon, it’s called representing yourself “pro se.”  In this economy, finding ways to avoid the expense of attorneys’ fees sounds smart, and there are situations where a Floridian is somewhat savvy to handle their own legal matter. For instance, [...]

Florida Condo Owners Frustrated By Those Not Doing Their Part: Can a Condo Owner Sue a Delinquent Owner for Failing to Pay Condo Association Dues?

Larry Tolchinsky | April 5, 2012

In Florida, condominiums are extremely popular – for retirees, downsizing couples, those wanting a vacation home or a second home – condo living in Florida has offered a wonderful life style to many, many people over the years.  Over that time, condominium governance became complicated, so much so, that the Florida Legislature had to pass [...]

Quiet Title Actions in Florida: What Damages Can You Get? In a Quiet Title Lawsuit, What Do You Get When You Win?

Larry Tolchinsky | April 3, 2012

In Florida, a quiet title action is filed pursuant to specific Florida Legislation found in Chapter 65 of the Florida Statutes, “Quieting Title.”  (You can read through the entire chapter online here.)  In Chapter 65, Florida law defines three things that you can obtain in a successful quiet title action.  If you can prove the [...]

Florida Quiet Title Actions: 10 Things You Should Know About Quieting Title in the State of Florida

Larry Tolchinsky | March 29, 2012

As the Florida real estate market stumbles along, we are predicting that land title issues are going to be causing more and more problems for Florida home owners, those wanting to sell Florida property, as well as those who want to buy a Florida home, condo, or tract of land.  Why?  The ForeclosureFraud mess has [...]

Florida Quiet Title Actions and Mortgage Termination Suits: Title Insurance Companies Are Wary in Florida of Issuing Title Policies

Larry Tolchinsky | March 27, 2012

Last week, the Sun Sentinel published an article that pointed out how one title insurance underwriter was advising its members, i.e., Florida title insurances agents, regarding “mortgage terminator” judgments and the problems associated with those lawsuits.  Seems the title insurance agents are being warned against issuing title insurance policies now because of longstanding legal precedent.  [...]

Homeowners’ Associations Foreclosure Sales: Another Florida Real Estate Mess to be Cleaned Up – and Until Then, Florida Home Owners and Renters Need to Be Wary

Larry Tolchinsky | March 22, 2012

Here’s another example of how the Florida real estate market is just a Wild West; a chaotic mess that will take years to clean up.  Wildcatters are taking advantage of Florida homeowner association (HOA) foreclosures by going after those homes in HOAs that haven’t paid their maintenance fees and are being foreclosed upon by the [...]

SB 1196 Goes to Governor Scott’s Desk: Will He Veto New Law That Ends Implied Warranty of Developers and Puts Burden on Homeowners’ Associations and Individual Florida Home Buyers?

Larry Tolchinsky | March 15, 2012

The Florida Legislature has passed SB 1196 and it’s setting on the Governor’s desk, awaiting his decision on whether to veto the darn thing or sign it into effective Florida law.   Here is the full text of the law: Section 553.835, Florida Statutes Implied warranties.— (1) The Legislature finds that the courts have reached different [...]

Florida AG Bondi Says State AG’s Bank Foreclosure Fraud Settlement Is Big Accomplishment But Most Floridians Are Not Going to See A Dime and Many are Reportedly Getting Angry About It

Larry Tolchinsky | March 13, 2012

Yesterday in a Washington, D.C., federal courthouse, the formal settlement documents were filed of record in the State Attorneys General – Big Banks Foreclosure Fraud Settlement Deal, where the five big national banks (Ally Financial, Bank of America, Citgroup, JPMorgan Chase, Wells Fargo) agreed to pay a certain amount of money in exchange for being [...]

Florida Home Owners Stress Levels on the Rise: New Laws Mean Flood of 1099Cs, Foreclosure Upswing in 2012 – 2013

Larry Tolchinsky | March 8, 2012

It’s very stressful to be a Florida home owner dealing with an underwater mortgage or defaulting on a home loan.  Your credit rating is getting zapped, there are all the collection practices by the mortgage lender to juggle, and then there’s the legal process itself – strategizing with your lawyer on your home and mortgage [...]

Florida Foreclosure – Beware Banks Not Providing Proper Cancellation of Note (the “Zombie Note”): More Widespread Violations of Florida Law

Larry Tolchinsky | March 6, 2012

Here in Florida, we have a snowball that just keeps rolling along, getting bigger and bigger: the national spotlight is finally noticing a big problem that Florida real estate attorneys representing Florida home owners in things like foreclosure defense and short sale counseling have known for a long time:  it’s not just bad real estate [...]