Florida Home Owners Need to Fight a Deficiency Judgment When Their is Fraud in Their Foreclosure: Deficiency Judgments Are Often Based on Foreclosure Fraud

Larry Tolchinsky | October 4, 2011

In an article written by Jessica Silver-Greenberg for the Wall Street Journal and shared at Yahoo! Finance, “”House Is Gone but Debt Lives On,” a big, bright national media spotlight shines on the very issue that has been the subject of many of our posts here:  Florida homeowners in trouble with their mortgages oftentimes do [...]

Robosigning Is Still Happening – Shocking Expose by Reuters Reveals Banks Are Still Filing Bad Paperwork: Foreclosure Fraud Is Not Over

Larry Tolchinsky | July 19, 2011

Robo-signing, where official legal documents are fraudulently created and then filed by banks and their attorneys when they are attempting to foreclose on homes in Florida and elsewhere, has been one of the major reasons for the national Foreclosure Fraud crisis.  Mortgage lenders have gone out of business because of these antics; lender lawyers like [...]

89 Different Florida Appraisers Are Listed in FDIC’s Claims of Fraudulent Appraisals in Lawsuit against Lender Processing Service: Is Your Appraiser on the List?

Larry Tolchinsky | June 16, 2011

In the pleadings filed in the lawsuit filed by the FDIC against Jacksonville’s Lender Processing Services, it has become part of the public record that 89 different Florida appraisers are listed by name as being involved in this lawsuit, and out of those 89 appraisers, 35 have been in disciplinary actions before the Florida Real [...]

Bankers Warned to Think Twice Before Going After Deficiency Judgments After Last Week’s News of Overestimated Number of Strategic Defaults

Larry Tolchinsky | February 24, 2011

Deficiency judgments are sometimes sought in lawsuits brought by banks when a home goes through a foreclosure sale and afterwards there is still an amount left owing on the mortgage note.  Being left with money still owed to the financial institution after already losing one’s home in a foreclosure is a true nightmare for many [...]

What is HAFA, What are the Feb 2011 HAFA Changes, and How Can HAFA Help You If You’re Facing Foreclosure? – Deficiency Judgment Relief

Larry Tolchinsky | February 2, 2011

HAFA stands for a federal government program named “the Home Affordable Foreclosure Alternatives Program” which was created to compliment another government program, the “Making Home Affordable Program.” Both are under the supervision of the U.S. Treasury Department as part of the TARP (Troubled Asset Relief Program). HAFA steps in to help homeowners who: 1. do [...]

Can the Bank Garnish My Wages During a Florida Foreclosure?

Larry | October 28, 2010

A subject that is a recent area of inquiry from my clients is Wage Garnishment. Wage Garnishment, as I explained in previous posts, is the lenders ability to deduct money directly from your salary if they obtain a deficiency judgment against you. Typically, a garnishment becomes part of the payroll process, meaning the creditor deducts [...]

Suspected Lender Fraud Opens Doors for Homeowners Who Have Lost Their Homes to Claim Wrongful Foreclosure

Larry | October 15, 2010

If you read this blog regularly, you know that I represent a variety of people in South Florida who are facing foreclosure proceedings on their homes. Please be sure to read this if you’ve already lost your home, because you may be entitled to receive compensation if your home was wrongfully taken away based on [...]

Bank of America Foreclosures – Homeowners’ lawsuits seeking compensation for wrongful foreclosure

Larry | October 2, 2010

fraud on the Court allowing the time to bring a lawsuit to set aside the foreclosure action to be extended beyond the date the property was sold at auction- Homeowners may be able to claim the banks have converted their homes and/or other legal theories allowing the homeowner to receive compensation

Banks Suspend Foreclosures – Possible Fraud on Courts – Homeowners May Be Entitled to Compensation

Larry | October 1, 2010

Those homeowners who have already lost their home to foreclosure may be entitled to compensation from the bank because the banks may have fraudulently obtained ownership by having filed affidavits in support of their foreclosure proceedings that contained information that was not verified

False Documents in Florida Foreclosure Cases – Getting the Word Out

Larry | April 30, 2010

An article in today’s Sarasota Herald Tribune discusses how the Florida Attorney General’s office is investigating whether Florida Default Law Group in Tampa, one of the largest Florida foreclosure firms, is using fake or misleading documents in their foreclosure cases.  This claim is something that foreclosure defense attorneys have been complaining about for a while [...]