Larry Tolchinsky | January 31, 2012
A nice article appeared in Reuters this week entitled, “What Happens When You Walk Away From Your Home?” that includes a brief discussion of things we post about here regularly: underwater mortgages in Florida and elsewhere and the various issues that go into deciding whether or not to stop making mortgage payments on a home [...]
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Tags: Collection Practices, Debt Collection, Deficiency Judgments, FDCPA, Foreclosure defense attorney, strategic default, Underwater Mortgage
Larry Tolchinsky | January 26, 2012
As discussed in our earlier post, a major tax break will end on December 31, 2012, that helps Florida home owners facing foreclosures, negotiating loan modifications, or working on a short sale of their home. For several years, a federal law has exempted the amount that isn’t covered by the foreclosure or short sale or [...]
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Tags: Deficiency Judgments, Florida Law, Foreclosure Settlement, Loan Modification, Short Sale Counseling, Short Sales, Underwater Mortgage
Larry Tolchinsky | January 24, 2012
Florida home owners concerned about foreclosure and pondering a short sale should get busy and get that short sale process started. Why? There is a countdown to the expiration date of a federal law that will impact them badly if they wait until after the end of 2012 to close on that short sale of [...]
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Tags: Condominium Lawyer, Deficiency Judgments, Florida Law, Florida Real Estate, Foreclosure Help, Short Sale Counseling, Short Sales
Larry Tolchinsky | December 29, 2011
The Pew Research Center is one of the country’s most respected research firms, and here at year end, many are listening to what Pew is reporting regarding Americans’ take on the foreclosure crisis and people not paying their mortgages. What has Pew discovered? In answers to a Pew survey, thirty-six percent (36%) of Americans said [...]
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Tags: Bank of America Foreclosures, BofA Foreclosures, Broward Real Estate, Deficiency Judgments, Florida Condominium, Florida Real Estate, Florida Real Estate Foreclosures, Foreclosure Help, Loan Modification, Short Sale Counseling, Short Sales, strategic default, Underwater Mortgage
Larry Tolchinsky | December 8, 2011
It’s being called the Fairness in Foreclosures Act of 2011, although it’s proceeding through the United States House of Representatives as House Resolution 3566, and it’s a big deal to a lot of homeowners in trouble all across the country. If this bill becomes federal law, there will be a limit of ONE YEAR on any [...]
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Tags: Deficiency Judgments, Florida Law, Florida Real Estate Foreclosures, Foreclosure defense attorney, foreclosure defenses, Mortgage foreclosure, Short Sale Counseling, strategic default, Underwater Mortgage
Larry Tolchinsky | October 27, 2011
Florida has been in tough economic times for a long while now, and lots of Florida homeowners, stressed and frustrated, have chosen to move on — walking away from their homes and their mortgages. This may have seemed like a smart idea at the time, or maybe the only idea at the time, but here’s [...]
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Tags: Bank of America Foreclosures, BofA Foreclosures, Broward Real Estate, Deficiency Judgments, Florida Real Estate, Florida Real Estate Foreclosures, House foreclosure, Mortgage foreclosure, Property foreclosure, Wrongful Foreclosure
Larry Tolchinsky | October 25, 2011
HARP was revised this week by the federal government in the hopes that up to 1 million Americans with underwater mortgages can get refinancing through a program overseen by Fannie Mae and Freddie Mac. Expanding HARP is a big deal; President Obama held a news conference this week over in Vegas to give the details. [...]
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Tags: Broward Real Estate, Deficiency Judgments, Florida Real Estate, Florida Real Estate Foreclosures, Foreclosure defense attorney, foreclosure defenses, Foreclosure Help, Foreclosure Settlement, House foreclosure, Loan Modification, strategic default, Underwater Mortgage
Larry Tolchinsky | October 4, 2011
In an article written by Jessica Silver-Greenberg for the Wall Street Journal and shared at Yahoo! Finance, “”House Is Gone but Debt Lives On,” a big, bright national media spotlight shines on the very issue that has been the subject of many of our posts here: Florida homeowners in trouble with their mortgages oftentimes do [...]
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Tags: Broward Real Estate, Deficiency Judgments, Florida Law, Florida Real Estate, Florida Real Estate Foreclosures, Foreclosure defense attorney, Foreclosure Fraud, Foreclosure Lawsuit, Foreclosure Settlement, Mortgage foreclosure, Property foreclosure, Underwater Mortgage, Wrongful Foreclosure
Larry Tolchinsky | July 19, 2011
Robo-signing, where official legal documents are fraudulently created and then filed by banks and their attorneys when they are attempting to foreclose on homes in Florida and elsewhere, has been one of the major reasons for the national Foreclosure Fraud crisis. Mortgage lenders have gone out of business because of these antics; lender lawyers like [...]
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Tags: Bank of America Foreclosures, BofA Foreclosures, Deficiency Judgments, Florida Homestead, Florida Law, Florida Real Estate Foreclosures, Foreclosure defense attorney, Foreclosure Fraud, Foreclosure Settlement, House foreclosure, Loan Modification, Mortgage foreclosure, Property foreclosure, Underwater Mortgage, Wrongful Foreclosure
Larry Tolchinsky | June 16, 2011
In the pleadings filed in the lawsuit filed by the FDIC against Jacksonville’s Lender Processing Services, it has become part of the public record that 89 different Florida appraisers are listed by name as being involved in this lawsuit, and out of those 89 appraisers, 35 have been in disciplinary actions before the Florida Real [...]
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Tags: Appraiser Fraud, Deficiency Judgments, Florida Law, Florida Real Estate, Florida Real Estate Foreclosures, Foreclosure defense attorney, Foreclosure Fraud, Foreclosure Help, Wrongful Foreclosure
