Larry Tolchinsky | February 16, 2012
More on the big news this week on Florida foreclosures. After all, there are many things to consider as a Florida homeowner or Florida mortgage holder with this new Attorneys General – Bank Foreclosure Settlement. Here are just a few of them. First things first, it may be putting the horse before the cart for [...]
Larry Tolchinsky | February 9, 2012
There’s big news coming out of Florida this week about phony real estate values (again): a big lawsuit has been filed claiming that Citizens Property Insurance Company has been inflating real estate values in the replacement value of homes so they can charge the Florida homeowner higher insurance premiums. The Florida Association for Insurance Reform [...]
Larry Tolchinsky | January 19, 2012
Sometimes, the easiest way to understand something is to consider one example. In the case of appraisal error, a recent news story about a phony and fraudulent New York home appraisal really helps to make things clear. In many instances, appraisals are bad because of fraud – and because of negligence. Great Example of Appraisal [...]
Larry Tolchinsky | December 29, 2011
The Pew Research Center is one of the country’s most respected research firms, and here at year end, many are listening to what Pew is reporting regarding Americans’ take on the foreclosure crisis and people not paying their mortgages. What has Pew discovered? In answers to a Pew survey, thirty-six percent (36%) of Americans said [...]
Larry Tolchinsky | November 29, 2011
Appraisal fraud is a big, big problem both in Florida and across the country. Now, it may be that this hole in the dam that is ForeclosureFraud may start to get fixed — there seems to be some movement towards fixing appraisal fraud and appraiser negligence. Appraisal Fraud Insurance Coverage Announced – For Lenders and [...]
Larry Tolchinsky | August 18, 2011
The Federal Bureau of Investigation keeps track of all sorts of crime, including Mortgage Fraud, and every year since 2006 it releases its annual report on how bad mortgage fraud is in the United States. This week, the FBI’s 2010 Mortgage Fraud Report was released, and Florida took the top spot. Surprise. (Go here to [...]
Larry Tolchinsky | August 9, 2011
Here, the first in a series of posts explaining the hows and whys of ForeclosureGate and the Florida Home Loan Fraud crisis: Part 1. How It All Began, Remembering Traditional Mortgage Practices and that First Smell of More Profit Long before ForeclosureGate, when the economy was running smoothly and banks were not operating outside the [...]
Larry Tolchinsky | July 28, 2011
You obtained a home loan – maybe several years ago. You are suspicious that something wasn’t right about that deal. Maybe you’re living in your home, paying that mortgage payment every month, and just wondering about it. Maybe you have an underwater mortgage. Or, maybe you’ve already received a Notice of Acceleration from the lender. [...]
Larry Tolchinsky | July 26, 2011
The issues involving Foreclosure Fraud seem to get bigger and more complex (and more outrageous) by the day. Just last week, for example, the controversy got bigger around the reasons why two former assistant attorneys general for the State of Florida – who were Attorney General Pam Bondi’s top foreclosure fraud investigators – were effectively [...]
Larry Tolchinsky | July 21, 2011
What the heck is going on with our government leaders? Are they trying to stop Florida homeowners from suing banks and mortgage lenders for foreclosure fraud and other injuries that Florida property owners have experienced due to Foreclosure Fraud (robosigning, etc.)? Yes. It looks like they are trying to do exactly that: block the homeowner [...]
Follow Us On 
