Florida Deficiency Lawsuits Against Florida Homeowners Who Walked Away From Their Mortgages: Are You About to be Sued for the Deficiency Balance Left on Your Florida Mortgage? (Answer Likely is Yes)

Larry Tolchinsky | October 27, 2011

Florida has been in tough economic times for a long while now, and lots of Florida homeowners, stressed and frustrated, have chosen to move on — walking away from their homes and their mortgages.   This may have seemed like a smart idea at the time, or maybe the only idea at the time, but here’s [...]

Florida Foreclosure Crisis This Week: Feds Intro New Underwater Mortgage Help Via HARP and Florida Supreme Court Foreclosure Mediation Report is Released

Larry Tolchinsky | October 25, 2011

HARP was revised this week by the federal government in the hopes that up to 1 million Americans with underwater mortgages can get refinancing through a program overseen by Fannie Mae and Freddie Mac. Expanding HARP is a big deal; President Obama held a news conference this week over in Vegas to give the details.   [...]

Florida Supreme Court Orders Review of Florida Mandatory Foreclosure Mediation Program: Why? It’s Not Working.

Larry Tolchinsky | October 20, 2011

A few weeks ago, the Florida Supreme Court ordered a review of its 18-month-old mandatory foreclosure mediation program.    (You can read the December 2009 Administrative Order creating the program and the September 26, 2011 Administrative Order reviewing its results online.)  The Palm Beach Post is reporting that as soon as tomorrow, the decision will [...]

Florida Banks Are Filing Foreclosures Again: ALERT to Florida Homeowners Facing Foreclosure – Act Now, Not Later: Get a Florida Lawyer ASAP and Advance Your Foreclosure Defenses

Larry Tolchinsky | October 19, 2011

The wait may be over: foreclosure filings in Florida are on the increase, according to two top industry watchers, and this may mean that Florida banks are gearing up to foreclose on lots of home owners who have been setting in their homes for many months, waiting for that foreclosure notice. For a long while, [...]

Writing Your Florida Last Will and Testament? Things to Consider Before Using Online Will Services (Like RocketLawyer or LegalZoom) or Store-bought Will Forms

Larry Tolchinsky | October 13, 2011

It is true that Florida probate lawyers compete with online will services and companies that publish generic forms for Last Wills and Testaments.  Some of those who will be reading this article will respond with a knee-jerk reaction that any warnings from a Florida probate attorney are biased and self-serving.  However, that’s not true. The [...]

Florida Homeowners May Lose Their Day in Court: Don’t Be a Lone Wolf When Facing Foreclosure – Get Legal Advice

Larry Tolchinsky | October 11, 2011

Right now, Florida’s governor (along with Florida bankers) are moving to change Florida’s system of foreclosing – which currently happens when a lawsuit is filed in the local courthouse – to that of “nonjudicial foreclosures” where the banks won’t have the oversight by judges when they foreclose on a Florida home.  We’re monitoring this situation, [...]

Attention Florida Homeowners – Have You Stopped Making Your Mortgage Payment? Are You Thinking About Not Paying Your Florida Home Loan Anymore? Here Are Some Things To Consider.

Larry Tolchinsky | October 6, 2011

Today, another federal report was released, this time from the Office of the Comptroller of the Currency: seems that mortgage delinquencies are rising again.  Which means that many people are not making that monthly mortgage payment.  As the Wall Street Journal suggests, this number is only going to go up if unemployment rates rise. Florida [...]

Florida Home Owners Need to Fight a Deficiency Judgment When Their is Fraud in Their Foreclosure: Deficiency Judgments Are Often Based on Foreclosure Fraud

Larry Tolchinsky | October 4, 2011

In an article written by Jessica Silver-Greenberg for the Wall Street Journal and shared at Yahoo! Finance, “”House Is Gone but Debt Lives On,” a big, bright national media spotlight shines on the very issue that has been the subject of many of our posts here:  Florida homeowners in trouble with their mortgages oftentimes do [...]