Florida Legislature May Change Florida Law to Take Foreclosure Lawsuits Out of Florida Courtrooms: Move to Make Florida a Nonjudicial Foreclosure State

Larry Tolchinsky | September 29, 2011

Changing Florida foreclosure law in a big way is being considered right now, and Florida homeowners need to be aware of this growing movement.  If these efforts succeed, then the Florida Legislature will change longstanding Florida law, making it even easier for banks to do the wrong thing – since there won’t be a judge [...]

Feds Are Reviewing Foreclosure Fraud Documents – But Homeowners and Fraud Victims Should Not Expect Notice of Discovered Wrongdoing (and a Remedy) For Over a Year From Now

Larry Tolchinsky | September 27, 2011

If you are a homeowner who is worried about the title to the house or condo you’ve bought – or if you are someone who has lost their home in foreclosure, then you may be wondering if the government is doing something that may helpful to you.  Sure, there are talks about a big settlement [...]

Underwater Mortgage Holders in South Florida May Find Relief in Expanded HARP Program

Larry Tolchinsky | September 22, 2011

Underwater mortgages are a serious problem here in South Florida. When home loan balances are higher than the fair market value of the home itself, the homeowner is “upside down” on his or her mortgage.  This scenario increases the temptation for the homeowner to walk away, especially when facing higher property taxes and home insurance. [...]

Florida Title Issues Will Create Lawsuits for Home Owners for Years to Come: Foreclosure Fraud and Robosigning Have Created Huge Florida Real Estate Title Mess

Larry Tolchinsky | September 20, 2011

Everyone in the Miami area knows that the Florida real estate market is in a huge mess.  However, some South Floridians may be surprised to learn just how long that real estate crisis may continue into the future.  Why?  Title to Florida real estate – particularly the real estate that has gone through the foreclosure [...]

Are You Behind in a Bank of America Mortgage or a Countrywide Home Loan? Get Ready to Fight a Foreclosure Action As BofAm Gears Up Its Foreclosure Machine

Larry Tolchinsky | September 15, 2011

Here in South Florida, odds are high that you or your neighbor or your friend have your home mortgage with Bank of  America.  Why? Bank of America holds not only mortgage notes that Bank of America made with its customers, but also mortgages made awhile back by Countrywide Financial Corporation because Bank of America took [...]

Major Changes to Florida Laws Mean More Florida Probate Lawsuits Will Be Filed – You May Need to Review Your Will Documents Now.

Larry Tolchinsky | September 13, 2011

The Florida Legislature has been very active this past year in passing all sorts of major changes to existing Florida probate laws. The law makers have been doing this in several areas; however, one area of major change that is going to impact almost every Floridian involves the recent law changes involving wills and inheritance [...]

The Non-Lawyer’s Guide to Foreclosure Fraud – Part 5: More and more fraudulent acts revealed as investigations begin into Foreclosure Fraud

Larry Tolchinsky | September 8, 2011

Here, the fifth in a series of posts explaining the hows and whys of ForeclosureGate and the Florida Home Loan Fraud crisis:  more and more fraudulent acts are discovered as investigations begin into widespread mortgage fraud. As discussed in Part 4 of this series, the widespread use of the name “Linda Green” in various ForeclosureFraud [...]

Federal Government Sues 17 Big Banks For Mortgage Fraud, Billions in Damages Sought: Here’s What Has Happened

Larry Tolchinsky | September 6, 2011

On September 2, 2011, the Federal Housing Finance Agency (FHFA) filed a series of lawsuits against seventeen (17) of the biggest lenders in the country (along with some individuals, including top officers in the banks) for allegedly misleading Fannie Mae and Freddie Mac about residential mortgage-backed securities that these banks sold to Fannie Mae and [...]

The Non-Lawyer’s Guide to Foreclosure Fraud – Part 4: Examples of the Frauds Including the Story of the Now Infamous Linda Green

Larry Tolchinsky | September 1, 2011

Here, the fourth in a series of posts explaining the hows and whys of ForeclosureGate and the Florida Home Loan Fraud crisis:  blatant acts of fraud are performed by lenders, lawyers, and others who should know better. As the number of homeowners defaulting on their mortgages continued to rise, a parallel increase in chaos was [...]