Larry Tolchinsky | June 30, 2011

Two of the biggest national lenders, Chase and Wells Fargo, are finding ways to encourage their homeowners to sell their distressed properties before they go into foreclosure, according to a news story written by Paul Owers of the Sun Sentinel entitled, “Chase, Wells Fargo offer borrowers $10,000-$20,000 for short sale closings,” published June 27, 2011. [...]

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Tags: Florida Real Estate, Florida Real Estate Foreclosures, Foreclosure Help, House foreclosure, Mortgage foreclosure, Mortgage Negotiation, Property foreclosure, Short Sale Counseling, Short Sales

Larry Tolchinsky | June 28, 2011

In yesterday’s Miami Herald, there is a report of a St. Lucie West homeowner who just received his property insurance premium bill and discovered that it has jumped from $1092 to $2715; the news story does the math – that is a 152% increase for this family, with the bill being due in August.  You [...]

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Tags: Florida Law, Florida Real Estate, Foreclosure defense attorney, foreclosure defenses, Foreclosure Help, House foreclosure, Property foreclosure, Property Insurance, Short Sales, Underwater Mortgage

Larry Tolchinsky | June 23, 2011

Appraisers providing bad appraisals due either to negligence or outright fraud are finally being recognized as one of the major contributors to the huge foreclosure fraud crisis in Florida and the rest of the country.  By providing artificially high appraisals, the real estate appraiser played an instrumental role in the Real Estate Bubble that has [...]

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Tags: Appraisal Fraud, Appraisal Negligence, Appraisal Negligency, Appraiser Fraud, Appraiser Negligence, Broward Real Estate, Florida Homestead, Florida Law, Florida Real Estate Foreclosures, Mortgage foreclosure, Property foreclosure, Wrongful Foreclosure

Larry Tolchinsky | June 21, 2011

This week,  the federal government debuted the Emergency Homeowner’s Loan Program (EHLP) with $1 billion of federal monies in its accounts standing ready to help Americans in 32  states and Puerto Rico that are facing a financial crisis so they can hopefully be protected against a foreclosure on their home because they cannot pay their [...]

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Tags: Federal Foreclosure Help, Florida Real Estate Foreclosures, Foreclosure defense attorney, Foreclosure Help, House foreclosure, Mortgage foreclosure, Property foreclosure, Wrongful Foreclosure

Larry Tolchinsky | June 16, 2011

In the pleadings filed in the lawsuit filed by the FDIC against Jacksonville’s Lender Processing Services, it has become part of the public record that 89 different Florida appraisers are listed by name as being involved in this lawsuit, and out of those 89 appraisers, 35 have been in disciplinary actions before the Florida Real [...]

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Tags: Appraiser Fraud, Deficiency Judgments, Florida Law, Florida Real Estate, Florida Real Estate Foreclosures, Foreclosure defense attorney, Foreclosure Fraud, Foreclosure Help, Wrongful Foreclosure

Larry Tolchinsky | June 14, 2011

Around two weeks from now, on July 1, 2011, things will be very different down at the foreclosure courts for Miami-Dade County.  Seems the Great Recession has hit the judicial system here in Florida, just like everyone else, and they must make do with less funds now that the 2010 emergency funds have been tapped [...]

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Tags: Florida Law, Florida Real Estate Foreclosures, Foreclosure defense attorney, foreclosure defenses, Foreclosure Help, House foreclosure, Mortgage foreclosure, Property foreclosure, South Florida Lawyers, Wrongful Foreclosure

Larry Tolchinsky | June 9, 2011

Knowing that inflated appraisals is a part of the reason that Florida real estate is in such a huge, horrible mess isn’t news to many who are following events in the local real estate market.  However, now it appears that the federal government is taking notice. One example was last month’s filing in a California [...]

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Tags: Appraisal Fraud, Appraisal Negligence, Appraiser Fraud, Fair Market Value, Florida Real Estate, Florida Real Estate Foreclosures, Foreclosure defense attorney, foreclosure defenses, Foreclosure Fraud, Foreclosure Help, Inflated Appraisal, Mortgage foreclosure, Property foreclosure

Larry Tolchinsky | June 7, 2011

Warren Nyerges and his wife, Maureen, have done something that many other Floridians only dream about:  not only did they sue a national bank for wrongdoing and win, they actually walked into the bank’s lobby and executed on their judgment. Just imagine how that must have felt: pulling open those glass doors with your dolly, [...]

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Tags: Bank of America Foreclosures, BofA Foreclosures, Deficiency Judgments, Florida Law, Florida Real Estate Foreclosures, Foreclosure defense attorney, foreclosure defenses, Foreclosure Help, House foreclosure, Mortgage foreclosure, Property foreclosure, Wrongful Foreclosure

Larry Tolchinsky | June 2, 2011

One Florida appraiser is already facing fraud charges — and we’re predicting that there are going to be a lot more Florida appraisers in lawsuits and facing criminal charges. This month, licensed appraiser Jay Whitham is being tried on criminal fraud charges based upon the state’s argument that he intentionally prepared a phony and fraudulent [...]

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Tags: Appraisar Fraud, Appraised Value, Appraiser Fraud, Broward Real Estate, Florida Law, Florida Real Estate, Florida Real Estate Foreclosures, Mortgage foreclosure, Property foreclosure, Real Estate Appraiser, Wrongful Foreclosure