Short Sale vs Foreclosure: What Difference Does It Make On Your FICO® Consumer Credit Scores and Credit Rating?

Larry Tolchinsky | April 28, 2011

In Florida today, as well as around the country, there are home owners who are financially unable to keep up their house payments.  Unemployment, unexpected medical bills, death, divorce — there are any number of reasons why a mortgage is simply too burdensome to bear for Floridians today.  Responsible people are having to deal with [...]

Help for Florida Foreclosure Victims – Various Ways Florida Homeowners Can Get Help in Your Fight Today

Larry Tolchinsky | April 26, 2011

Unfortunately, Florida homeowner’s are far from finished with the foreclosure crisis.  Throughout South Florida and north to the border, thousands of Florida families are living in limbo. Too many people are living in Florida homes where they owe more to the bank on their mortgage than their house is worth. How long do you live [...]

Florida Appellate Court Orders Florida State Courts to Justify Foreclosure “Rocket Dockets” – Did The Court Illegally Foreclose On You?

Larry Tolchinsky | April 21, 2011

Last week, we discussed how the American Civil Liberties Union of Florida (ACLU-Fla) had joined a pending lawsuit here in South Florida, arguing that the state courts of Florida were doing illegal things via their “rocket dockets” in foreclosure proceedings. Some may have scoffed at the ACLU — their claims were over the top.  They were just trying [...]

Fed Help for Those Facing Florida Foreclosure Starts Today: South Florida Here’s How To Apply for Hardest Hit Fund

Larry Tolchinsky | April 19, 2011

Starting today, Florida homeowners facing foreclosure can apply for federal assistance via the Housing Finance Agency Innovation Fund.  This program was set up to assist the hardest hit housing markets.  This is something that we’ve posted about before; this new program is more commonly known as – the “Hardest Hit Fund.”  However, this is not a [...]

Florida Foreclosure Victims May Catch a Break: Feds Order Banks to Reimburse Homeowners

Larry Tolchinsky | April 14, 2011

Maybe the worm has turned for victims of Foreclosure Fraud. Today, there’s growing national news coverage that the federal government (e.g., via a joint effort by the Federal Reserve, the Office of Thrift Supervision and Office of the Comptroller of the Currency) is forcing 16 different mortgage lenders (and mortgage servicers) to reimburse money back [...]

ACLU Sues To Stop Florida Judges’ “Rocket Docket” Because It Hurts Florida Homeowners – Does This Help You?

Larry Tolchinsky | April 12, 2011

Florida homeowners just got a new ally in their battle against Foreclosure lawsuits:  The ACLU has entered the battlefield by joining in to defend a homeowner against a Florida foreclosure action.  Florida homeowner’ s due process rights under the U.S. Constitution are arguably being violated in Florida state courts, and have been for the past [...]

Federal Hand Slap In Foreclosure Fraud Deal With Banks: What Will the State AGs Do Now?

Larry Tolchinsky | April 7, 2011

With all the news coverage of the possible shutdown of the federal government, there may not be enough eyes on what has happened this week regarding the national Foreclosure Fraud crisis.  The Foreclosure Fraud crisis may be impacting Florida more than any other state, and we pay close attention to what is happening to try [...]

Will Lawyers for the Banks Be the Ones to Pay for All The Florida Foreclosure Fraud? Maybe.

Larry Tolchinsky | April 5, 2011

A few weeks ago, we questioned who was going to hold the ForeclosureFraud law firms responsible for their actions — back then, the Attorney General was seeking to look through the files of a Florida law firm that was fighting hard to protect those files from scrutiny. Interestingly, the argument put forth by the law firm [...]